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FHA and Conventional Loan with 580 FICO FHA and 620 FICO Conventional

• FHA purchase 96.5% LTV: minimum score 580, primary residence, full documentation-3.5% down payment, 5% closing cost-all the funds can be gifted from family member, counties, city etc.

• FHA renovation loan: 580 minimum FICO, full documentation, primary residence

• FHA streamline refinance: 96.5% LTV, primary residence, no appraisal require, no income verification require, closing cost must be pay out of pocket, fast and easy closing.